Affordable coastal living without breaking the bank.

Who doesn’t dream of waking up to ocean breezes, scenic riverfronts, or peaceful lake views? Waterfront living often comes with a hefty price tag, but some cities still offer affordable housing, reasonable cost of living, and plenty of natural beauty.
Whether you’re looking for a retirement destination, a work-from-home paradise, or just a place to unwind by the water, these budget-friendly waterfront cities should be on your radar in 2025.



